|
|
|
Two-way Strong
Payment Processing & User Authentication
|
Two-way Strong is two systems. The payment processing system enables merchants to receive payments directly from consumers — without using credit cards and an intermediary payment processor. The user authentication system verifies computer users’ accounts for securely accessing many Web applications and mobile apps — with one user account per person.
|
|
User authentication just got easier and yet does not compromise security.
- A true Single-Sign-On (SSO) system. Session management is maintained across varied systems — both Web and mobile. No cookies!
- User login is like two-factor authentication. The user must have their mobile phone in hand to complete the user login process.
- A complex password is no longer required. Ever! Two-way Strong generates a one-time numeric passcode upon the user’s request.
- Verifying the user’s identity relies on multiple authentication factors. Two-way Strong matches the user’s computer IP address, present location, and phone number at time of access.
- Personal information is stored in an encrypted format. Any request to retrieve and display the user’s information requires expressed consent from the user.
|
|
Greater assurance in sending and receiving payments backed by user confirmation.
- While processing a payment is fast and efficient, Two-way Strong gives both the sender and the recipient an opportunity to approve or reject the payment. Such opportunity affords the parties to give their expressed confirmation.
- Payment transactions don’t go through a third-party payment processor like what’s typically done with credit card transactions. This makes it easier to cancel a payment without incurring an additional cost or fee.
- Authorization of payments applies Two-way Strong’s user authentication protocol to ensure that the sender is not a fraudulent user. A fraudulent transaction can be stopped immediately.
|
|
|
|
Partnerships Welcome
Contact us if you are a bank officer, a microfinance lender, a money transfer agent, an e-commerce operator, or a merchant and would like to integrate the payment processing system in your business operation.
|
|
|